Retirement can be a phenomenal period of your life. It can be something to look forward to. But you want to make sure that it’s affordable.
7 Risks of Retirement Planning
The tools, the strategies and the investments that you use to get you to retirement are very different from the ones to get you through the retirement years.
In retirement, you face many new challenges and risks that you did not face in the accumulation years. There are risks around:
Register today to learn how to overcome the 7 Risks of Retirement Planning and secure your retirement income
I’ve been a leader and innovator of the financial services industry for almost 2 decades, as a stockbroker from 1997–2007 and as a financial adviser from 2008.
I’m passionate about business, travel and life, but most of all, I love helping people make smart choices with their life and finances.
Challenging myself, building long-lasting relationships, and seeing my successes mirrored in my clients reinforces why I do what I do.
Managing money comes down to basic psychology-understand how it works, know what you want it for and consistently apply the key principles to get the most out of it
Mike Sikar
Founder & Principal Adviser
Success Stories From Our Clients
Hear what our clients says about us
“Chris sucessfully downsized his family home and was transitioning to retirement 5 years ago when we started working together.”
Chris Mouatt
“Ross is a partner of large a accounting firm and talks about the benefits of financial planning and what happens in the Financial Road Map meeting”
Ross Chapman
“You need to do a lot of reading and invest a lot of time to manage your own finances, it’s easier to benefit from an expert’s experience”
Paul & Belinda Haraldson
“Organising your financial life is daunting but having that person that knows what you want in life is the key”
Leslie Marquez
“It’s about having a better focus, having someone as a sounding board who knows what they are doing”
John O’Connell
Rose Duong
06:09 04 Nov 20
“We were initially introduced to Mike by our mortgage broker as we felt we lacked a clear plan for our retirement. We... knew we needed an expert adviser as we are experts in our own fields and understand what value that brings. Mike and his team have given us the financial guidance we were looking for, enabling us to live the lifestyle we wanted, while not stressing about the future. I wouldn’t hesitate to recommend Mike and his team to anyone.”read more
Lauren Johnson
02:22 29 Jun 20
In 2015, I knew I needed to do something and wanted to more sensible with my finances. I wanted to look after my future... self and current self and thought getting an expert in the field seemed like a smart thing to do.Fast forward 5 years, I now feel confident with what I’m doing with my money. I trust Mike to give me the right advice and I’m seeing the benefits. I’ve’ been able to accumulate property & investment portfolio and feel confident I am going achieve my goals. Highly recommend his service.read more
Omar Andrade
23:38 28 Jun 20
We were introduced to Mike in 2011 when we were running a small business and wanted to reduce debt and create wealth.... We wanted to create good habits and get advice on better cash flow practices as well as better financial management of our small business. Mike’s cash flow management system changed the way we thought about money, the fortnightly living allowance was a game-changer. He also taught us to think about super as an investment, and having a long term vision on where we going helps us stay focused on the bigger picture. The coaching conversations help us with financial decision quality and we are optimistic about achieving our financial goals with Mike’s help.read more
Holly Cogle
22:15 14 Apr 20
Mike and his team offer ongoing strategic advice and act as our sounding board for our financial decisions. Through our... relationship, we’ve gained more structure around our finances and guidance on how to invest. Mike’s cash flow system made us more mindful about our outgoings which has kept our “she’ll be right” mentality in check. We're looking forward to achieving our milestones together and would highly recommend Mike and Delta if you're looking for a hands-on relationship.read more
HC NJ
21:47 11 Apr 20
Mike and his team offer ongoing strategic advice and act as our sounding board for our financial decisions, where we’ve... gained more structure around our finances and guidance on how to invest. Mike’s cash flow system made us more mindful about how much things cost instead of keeping the “she’ll be right” mentality. We now know what we can spend, and from that are able to achieve what we're aiming for. We are looking forward to achieving our milestones together and would highly recommend Mike and Delta if you are looking for a hands-on relationship.read more
Kerrie Glass
01:51 09 Mar 20
Having attended a few of Mike's presentations, I found him to be engaging and knowledgeable. He is passionate and... "current" in this fast changing world.read more
Andrew Mitchell
23:08 02 Mar 20
I have been working with Mike for the past 4 years and he has helped myself and many of my clients with their... retirement planning and provides an exceptional service.read more
Jane Orr
23:12 11 Feb 20
I was introduced to Delta Financial Group in 2014 when I was changing employers and felt my super was not being... properly managed. I needed expert advice to help me with retirement planning. 6 years later, I feel more comfortable with my super investment strategy and better prepared for retirement. Having a relationship with Mike and his team makes me feel confident I can retire with ease and without any financial stress. Highly recommend his service.read more
Scott Batchelor
00:21 04 Feb 20
After having our daughter my wife and I decided that, as neither of us are financially minded, it was time to engage... with an expert who could help us with our long term financial goals. My experience with financial planners was not great so I was initially hesitant but after our initial discussion with Mike we realised that there is such a thing as a finance savvy person who knows how to speak plain English and doesn’t want to force you down their path of greatest commission! We thought we knew what was important to us but after our initial session Mike was able to change a lot of our thinking simply through his sound knowledge of the industry and introducing new concepts to support our goal of financial freedom. Since then it has been onwards and upwards with Mike and Jess managing us through some major property changes and ensuring all the details were covered. We have a fixed goal which doesn’t come at any cost to our standard of living, it’s more about being a bit wiser and following simple tried and tested plans. We also know that if anything were to happen to us, both ourselves and our daughter are now completely covered financially.Not being part of a large company and having been through the GFC and more recently the major industry regulatory upheavals, in itself shows that Mike and the team are here to stay and focused on their most important asset, us! We’ve recommend Delta Financial to several friends and have no hesitation recommending the team to anyone thinking of taking the next step to financial freedom. Scott and Lisaread more
Nathan Geller
01:23 08 Jan 20
Great client experience, feel like mike and delta have my best interests at heart and would definitely recommend
Simon Chappell
21:45 12 Dec 19
Before being introduced to Mike by our mortgage broker in 2016, our finances were getting complex, so we decided to... seek professional financial advice. We wanted to put a plan in place that would give us a structure for our future. Thanks to Mike, we have been able to do just that, as he has put in a plan to reach our goals while reducing the worry around our future. He has continued to lead us in the right direction, cutting through to what really matters and acting as our own financial fitness coach.read more
Ian Lyu
20:45 17 Oct 19
I went to Delta Financial Group’s share market event last month and have been to 3 in the last 5 years. The share... market events are always informative and give you a good understanding of current market conditions and opportunities. I highly recommend their events if you are interested in the share market and investing.read more
Register today to learn how to overcome the 7 Risks of Retirement Planning and secure your retirement income
