2022 Tech White Paper | Create An Income For Life

IT Professionals Guide To Creating A Lifetime Plan

Most people think their biggest financial challenge in life is paying off a house, when in reality it is losing their income.
By default, losing your income happens when you retire and by this time you should have put in place revenue streams to compensate for the loss of income…by this time, you would most likely have completed the mortgage payments on your house.
To maintain your current lifestyle in retirement, you may need at least 15-20 times your family household income and you aren’t able to borrow it when the time comes.

In preparing the content for this guide we surveyed 1250 senior technology professionals to find out the biggest challenges they encountered in achieving financial independence.

We outline what are the rules you need to understand to win the game of money

Understanding the Implications Of Your Employee Share Schemes

What You Can Do Now to Amplify Your Wealth

Case Studies of clients working for global tech companies

How We Can Help You Create Your Lifetime Income Plan

Retirement Planning Webinar

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Make smart financial decisions, live a life you deserve and leave a lasting legacy

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I’ve been a leader and innovator of the financial services industry for almost 2 decades, as a stockbroker from 1997–2007 and as a financial adviser from 2008.

I’m passionate about business, travel and life, but most of all, I love helping people make smart choices with their life and finances.

Challenging myself, building long-lasting relationships, and seeing my successes mirrored in my clients reinforces why I do what I do.

Managing money comes down to basic psychology-understand how it works, know what you want it for and consistently apply the key principles to get the most out of it

Mike Sikar

Founder & Principal Adviser

Success Stories From Our Clients

Hear what our clients says about us

“Chris sucessfully downsized his family home and was transitioning to retirement 5 years ago when we started working together.”

Chris Mouatt

“Ross is a partner of large a accounting firm and talks about the benefits of financial planning and what happens in the Financial Road Map meeting”

Ross Chapman

“You need to do a lot of reading and invest a lot of time to manage your own finances, it’s easier to benefit from an expert’s experience”

Paul & Belinda Haraldson

“Organising your financial life is daunting but having that person that knows what you want in life is the key”

Leslie Marquez

“It’s about having a better focus, having someone as a sounding board who knows what they are doing”

John O’Connell

Make smart financial decisions, live a life you deserve and leave a lasting legacy

2022 Tech White Paper - image pic5-b-1024x535 on https://www.deltafinancialgroup.com.au

Otto Dargan

2021-09-26

Mike did a presentation for us about the basics of financial planning and building wealth. The quality of information was exceptional and he clearly has a passion for helping people to achieve their goals.

Marie O'Looney

2021-09-24

I met Mike at an event my football club organised back in 2016 and his presentation really resonated with me. My husband and I had recently married at the time and wanted to find the best way to combine and invest our surplus money. We were delighted to follow up and meet Mike who coached us to find our common financial goals and we are very confident of achieving them now. Mike and his team present financial jargon and investing in easy to understand ways and always take time to explain and follow up all our enquiries. We are delighted with Mike, Jess and their team and value their personal approach and service. Marie and Scott

Jim Loz

2021-09-23

I can highly recommend Mike's approach to wealth security and creation. I work in tech and attended one of Mike's seminars. Following on I approached Mike for more formal advice. He is smart, honest and prudent. We feel much more comfortable with our financial future now that we have a plan.

Martin Kennedy

2021-08-17

Before we were introduced to Mike we didn’t have a clear strategy on what we were doing, we had numerous super funds and various insurance policies and didn’t have a consolidated plan between my wife and I. Mike and his team helped us lay the foundation for our super, insurance and investment portfolio and the strategy we put in place has been working for us ever since. Several years down the track we are very comfortable with our strategy and wouldn’t hesitate in recommending anyone meet with Mike to put a plan into place.

Jarrod Walter

2021-08-12

I have been working with Mike and the team for the past 2 years in client service. I have been very fortunate to be a part of Deltas growth and watch how our advice changes peoples lives which has inspired me to want to become a financial adviser. The company has a culture of constant improvement and fine tuning the client experience so we can provide the best possible service for our clients. Our CFO offering has meant that I sit in on many meetings and work with our extensive network of other service providers which has given me the opportunity to learn and understand a number of complex and powerful financial strategies and how they can be applied to improve a clients financial situation. I have felt nothing but support for the growth of my career and could not have asked for a better place to work.

Ryan Lilley

2021-07-26

We were introduced to Mike to help us plan for our future and set ourselves up for a path to early retirement. Mike’s advice has meant we have consistent guidance for future planning whenever changes come up and the results have been consistent for the past 9 years. We are really pleased with how we are tracking towards our goals and know we are in good hands and will continue to use Delta Financial Services to manage our investment portfolio.

Natalie Baldwin

2021-07-06

We have always focused on property and building our business and never thought much about planning for our retirement. During our business restructure our accountant referred us to Mike Sikar as someone who can help us put a financial plan in place. We first came in quite hesitant but after discussing our situation, it immediately took the pressure off. Mike explains financial concepts in a way we understand and now we have direction and targets we previously did not have. Having an expert as a sounding board and providing actual strategic advice has meant we will be able to improve our lifestyle now and in the future as our asset base is doing the heavy lifting. We look forward to working with Mike and his team helping us retire in our dream holiday home.

Raj Srikanth

2021-06-11

Mike was introduced to us by our solicitor as someone who specialises in retirement planning. Previously, our financial planning was very poor due to our lack of knowledge in this space and our hectic workloads which didn’t permit us the time to monitor our financial goals. We were very concerned about our overall lack of wealth maintenance and growth strategies in order for us to retire comfortably. We had been looking for a good financial planner to take care of our financial goals for quite some time. Currently, we are very happy with our super returns based on Mike's strategy and advice and the strategic advice around our cash flow has been excellent in increasing our overall preparation for retirement.

Paul Clarke

2021-03-01

As an accountant and tax adviser I enjoy working together with Mike on solving clients problems and improving their lives. Mike has a very strong investment background and extensive knowledge of employee share schemes important in the tech space which is an asset to any client relationship. I always found the energy and enthusiasm that Mike has contagious and I wouldn’t hesitate in recommending him to anyone.

Rose Duong

2020-11-04

“We were initially introduced to Mike by our mortgage broker as we felt we lacked a clear plan for our retirement. We knew we needed an expert adviser as we are experts in our own fields and understand what value that brings. Mike and his team have given us the financial guidance we were looking for, enabling us to live the lifestyle we wanted, while not stressing about the future. I wouldn’t hesitate to recommend Mike and his team to anyone.”