Q. How much does the initial consultation cost and what takes place?
The initial consultation is on the house and entirely obligation free. We only ask that you commit to a time and be fully present when we do meet.
It’s all about getting to know each other, learning about you, your family, your goals and wishes for the future. It’s also about gauging whether or not we’d be a good fit for each other over the long-term.
We appreciate that taking the next step is not always a given, and that’s OK. That’s what the first meeting (initial consultation) is for. And that’s why it’s on us.
Q. How will I know if I’m a good fit or not?
We could be a good fit if:
You’re open and willing to receive advice that will help you take control, get organised and deliver results you could not get on your own.
You understand that getting professional advice and support is an investment you’re prepared to make in yourself and your future
You’re open-minded and have a ‘what’s possible’ attitude. Because we’re firm believers that the right attitude and sound choices go hand in hand for financial success.
You’re willing to learn and implement the tools we provide to help you take control of your money and future. Remember, we’re here to empower you to do this.
The best results happen when we work together over the long-term. If we don’t believe we can help and provide long term benefits, we’ll let you know.
On the other hand, we may NOT be right for you if:
You’re looking for a get rich quick scheme or a magic ‘fix everything overnight’ pill.
You want free or cheap advice.
You’re not prepared to take our advice or actions required to get results.
You’re not as committed as we are to your long-term success.
You’re rigidly fixed in your views and unwilling to do anything different.
Q. What can I expect to pay for your services?
In order to get the full benefit of our personalised service and yield truly effective results for long term financial security, there is a minimum cost to work together, starting from $5K (+gst) pa.
The actual cost will depend on what you need and the type of advice and support necessary to make it happen. As we’re not a ‘one size fits all service,’ we will let you know the exact cost after we meet.
However, if already feels this investment this is out of your reach, there are other ways we can help you out.
Our resources <or insights> page is packed full of complimentary materials including blog posts, informative videos, education guides, white papers and even eBooks you can download for free at any time.
All material is well researched, prepared exclusively by our very own in-house finance experts, and based on what we believe is important when it comes to using money to get more out of life.
Q. Why do I need a financial adviser? Can’t I do it myself?
There are countless fantastic tools and resources available for people who wish to handle their finances and plan on their own. However, even with all the resources available, unless you have at least a basic knowledge of how money works, a lot of time, and are very disciplined, most people are simply unable to stay on top of things consistently.
Planning for the future involves far more than simply researching funds and staying up to date with the markets. There are many moving parts, and like a jigsaw, unless each piece is put in the right place, the picture won’t be complete.
Investing in our help is essentially an investment in your happiness. It reduces the risk of making a potentially irreparable mistake by missing a crucial step, or not keeping on top of economic and market developments, as well as other important but often overlooked factors, such as unexpected life changes or events.
Managing money is serious business. Most of our clients are living busy lives, and rather than wasting their valuable time trying to sort out their financial affairs, they work with us so they can focus on the fun stuff—planning for a more enjoyable life – today and in the future.
Q. I’m ready to begin. What do I do now?
Firstly, congratulations on making the decision to take the next step towards something that could impact your entire life in the best possible way.
We warmly invite you to get in touch with us by clicking this link and booking a time to meet.
We really look forward to getting to know you and seeing how we may be able to help.
Not found what you’re looking for? Please get in touch, we’d be delighted to help.
06:09 04 Nov 20
“We were initially introduced to Mike by our mortgage broker as we felt we lacked a clear plan for our retirement. We... knew we needed an expert adviser as we are experts in our own fields and understand what value that brings. Mike and his team have given us the financial guidance we were looking for, enabling us to live the lifestyle we wanted, while not stressing about the future. I wouldn’t hesitate to recommend Mike and his team to anyone.”read more
02:22 29 Jun 20
In 2015, I knew I needed to do something and wanted to more sensible with my finances. I wanted to look after my future... self and current self and thought getting an expert in the field seemed like a smart thing to do.Fast forward 5 years, I now feel confident with what I’m doing with my money. I trust Mike to give me the right advice and I’m seeing the benefits. I’ve’ been able to accumulate property & investment portfolio and feel confident I am going achieve my goals. Highly recommend his service.read more
23:38 28 Jun 20
We were introduced to Mike in 2011 when we were running a small business and wanted to reduce debt and create wealth.... We wanted to create good habits and get advice on better cash flow practices as well as better financial management of our small business. Mike’s cash flow management system changed the way we thought about money, the fortnightly living allowance was a game-changer. He also taught us to think about super as an investment, and having a long term vision on where we going helps us stay focused on the bigger picture. The coaching conversations help us with financial decision quality and we are optimistic about achieving our financial goals with Mike’s help.read more
22:15 14 Apr 20
Mike and his team offer ongoing strategic advice and act as our sounding board for our financial decisions. Through our... relationship, we’ve gained more structure around our finances and guidance on how to invest. Mike’s cash flow system made us more mindful about our outgoings which has kept our “she’ll be right” mentality in check. We're looking forward to achieving our milestones together and would highly recommend Mike and Delta if you're looking for a hands-on relationship.read more
21:47 11 Apr 20
Mike and his team offer ongoing strategic advice and act as our sounding board for our financial decisions, where we’ve... gained more structure around our finances and guidance on how to invest. Mike’s cash flow system made us more mindful about how much things cost instead of keeping the “she’ll be right” mentality. We now know what we can spend, and from that are able to achieve what we're aiming for. We are looking forward to achieving our milestones together and would highly recommend Mike and Delta if you are looking for a hands-on relationship.read more
01:51 09 Mar 20
Having attended a few of Mike's presentations, I found him to be engaging and knowledgeable. He is passionate and... "current" in this fast changing world.read more
23:08 02 Mar 20
I have been working with Mike for the past 4 years and he has helped myself and many of my clients with their... retirement planning and provides an exceptional service.read more
23:12 11 Feb 20
I was introduced to Delta Financial Group in 2014 when I was changing employers and felt my super was not being... properly managed. I needed expert advice to help me with retirement planning. 6 years later, I feel more comfortable with my super investment strategy and better prepared for retirement. Having a relationship with Mike and his team makes me feel confident I can retire with ease and without any financial stress. Highly recommend his service.read more
00:21 04 Feb 20
After having our daughter my wife and I decided that, as neither of us are financially minded, it was time to engage... with an expert who could help us with our long term financial goals. My experience with financial planners was not great so I was initially hesitant but after our initial discussion with Mike we realised that there is such a thing as a finance savvy person who knows how to speak plain English and doesn’t want to force you down their path of greatest commission! We thought we knew what was important to us but after our initial session Mike was able to change a lot of our thinking simply through his sound knowledge of the industry and introducing new concepts to support our goal of financial freedom. Since then it has been onwards and upwards with Mike and Jess managing us through some major property changes and ensuring all the details were covered. We have a fixed goal which doesn’t come at any cost to our standard of living, it’s more about being a bit wiser and following simple tried and tested plans. We also know that if anything were to happen to us, both ourselves and our daughter are now completely covered financially.Not being part of a large company and having been through the GFC and more recently the major industry regulatory upheavals, in itself shows that Mike and the team are here to stay and focused on their most important asset, us! We’ve recommend Delta Financial to several friends and have no hesitation recommending the team to anyone thinking of taking the next step to financial freedom. Scott and Lisaread more
01:23 08 Jan 20
Great client experience, feel like mike and delta have my best interests at heart and would definitely recommend
21:45 12 Dec 19
Before being introduced to Mike by our mortgage broker in 2016, our finances were getting complex, so we decided to... seek professional financial advice. We wanted to put a plan in place that would give us a structure for our future. Thanks to Mike, we have been able to do just that, as he has put in a plan to reach our goals while reducing the worry around our future. He has continued to lead us in the right direction, cutting through to what really matters and acting as our own financial fitness coach.read more
20:45 17 Oct 19
I went to Delta Financial Group’s share market event last month and have been to 3 in the last 5 years. The share... market events are always informative and give you a good understanding of current market conditions and opportunities. I highly recommend their events if you are interested in the share market and investing.read more