7 powerful ways to use debt to build wealth
In recent years the word ‘debt’ has developed something of a bad name, but the truth is that not all debt is bad – in fact some types of debt can do you a power of good. Going further than…
How Much Money Will I Need To Retire Comfortably?
Being a financial advisor for over a decade now. There is one question I get asked all the time. How much money will I need to retire comfortably? Most people don’t know the right answer and they assume their super…
How To Manage Your Money Like An Athlete
Managing your money well requires the same level of control and discipline that you would apply to your fitness. We all know that sustaining your fitness requires purpose and regular effort and your finances are no different. When I am…
Why do so many investors buy at the top of the market, only to sell at the bottom?
So what are some of the behaviours that effect our investing…. Why do people jump on investment bandwagons, even though they know they must run out of steam? These and other questions can be answered by looking at investor behaviours and…
8 steps to prepare for the Financial Impacts of the Coronavirus
Much of the media coverage of the coronavirus pandemic is focusing on the potential health impacts. The potential financial impacts are likely to be severe as well, including: a slowdown in the economy, job losses, drops in income, and straining…
A 20-year investment growth story
At the end of 2018, after a dismal fourth quarter – in fact, the worst quarterly performance in seven years – the Australian share market closed at a two-year low. No doubt, many investors at the time were probably anticipating…
Factors to consider when investing in direct shares
Australia has one of the highest rates of share ownership in the world. According to an ASX Australian Investor Study, approximately 37 per cent of Australian adults hold shares either directly (31 per cent) or indirectly (7 per cent derivatives and…
Global investing
There are plenty of good reasons why Australian investors feel more comfortable investing at home. Investing overseas is unfamiliar. Foreign exchange movements often feel like too much of a risk. Overseas companies can be difficult to get information on. Sometimes…
How good financial advice can lead to good investor behaviour
Whenever market volatility rises, the benefits of treating a good financial adviser as an investor’s behavioural coach are truly highlighted. Higher share-market volatility – whether prices are rising or falling – can tempt an investor to make emotionally-driven investment decisions…
Should you borrow to invest in shares or property?
Experts discuss the pros and cons of borrowing to invest in property or shares At a recent NAB webinar, prominent finance commentator Noel Whittaker, REA Group Chief Economist Nerida Conisbee and NAB Equity Lending Head of Sales Craig Saunders discussed…
