Protecting Your Most Important Assets

Achieving financial freedom isn’t just about maximising your assets for the future, it’s also about being able to keep life running smoothly if the unexpected happens. Nothing can be more devastating to you, your business or your family than being unprepared in the event something goes wrong, such as an accident, illness or worse.

When it comes to insurance, we can add significant value in helping you assess your risks and compare the myriad of options on the market to make sure you’ve got the right cover at the best price.

Book A Free Call

The Cover You Need To Rest Easy

In the same way we help our clients with other financial solutions, our approach to insurance starts with understanding your unique needs and financial pressures. We’ll then recommend the best ways to protect yourself, your family and your business. And as life changes, we can help you review your cover to ensure you’re only paying for exactly what you want, and nothing you don’t.

Life insurance

To help your family keep going if you were no longer around to provide for them, this is paid as a lump sum that can be put towards debts or other expenses as needed.

Income protection

If you become sick or injured and couldn’t work, this could replace up to 75% of your income to keep life on track and help you focus on getting better.

Total and permanent disability

If you suffer a serious injury or illness, this provides a one-off payment to help support you and your family during this difficult time.

Business insurance

We have options such as ownership protection, key person cover and group risk protection so your business can carry on even if a key person can’t work.

Book a Free Call

What Are The Different Types Of Insurance?

And what is the best way to structure them? Find out in the video below.

Free Consultation

Insurance - image Insurance-Through-Super on https://www.deltafinancialgroup.com.au

Getting Insurance Through Your Super

Depending on your super fund, many come with insurance already included as part of your ‘package’. The most common types are life insurance, total and permanent disability, and income protection. And even if your insurance isn’t included automatically, you may still be able to choose to pay for it out of your fund.

Insurance through super can be an affordable way to have the cover you need. It can also be more convenient, as you’re not paying your premiums out of your own pocket every month. The important thing is to know what you’re paying and what you’re covered for.

As with all insurance, we can help you prioritise your needs and work out whether getting it through your super is the best option.

FREE STRATEGY CALL

Making It Easy To Get The Right Insurance For You

Years of making sure our clients have the protection they need has helped us form relationships with trusted insurers who provide a range of affordable cover. It also means we’re in a position to save you time and money when choosing the most suitable option for you.

This includes considering the following:

Value For Money

We can help you compare premiums so you get the cover you need at the best price. We can also help you understand how your premiums will increase over time.

Insurance - image Policy on https://www.deltafinancialgroup.com.au

Policy Features

Just as important as your premiums are features such as the level and terms of your cover, waiting periods and exclusions, so you know exactly what you’re getting.

Insurance - image Smooth-Claims on https://www.deltafinancialgroup.com.au

Smooth Claims Process

If something does go wrong, the last thing you want is more stress. We can help make sure it’s easy to make a claim if and when needed.

Insurance Partners:

Rose Duong

06:09 04 Nov 20

“We were initially introduced to Mike by our mortgage broker as we felt we lacked a clear plan for our retirement. We knew we needed an expert adviser as we are experts in our own fields and understand what value that brings. Mike and his team have given us the financial guidance we were looking for, enabling us to live the lifestyle we wanted, while not stressing about the future. I wouldn’t hesitate to recommend Mike and his team to anyone.”

Lauren Johnson

02:22 29 Jun 20

In 2015, I knew I needed to do something and wanted to more sensible with my finances. I wanted to look after my future self and current self and thought getting an expert in the field seemed like a smart thing to do.Fast forward 5 years, I now feel confident with what I’m doing with my money. I trust Mike to give me the right advice and I’m seeing the benefits. I’ve’ been able to accumulate property & investment portfolio and feel confident I am going achieve my goals. Highly recommend his service.

Omar Andrade

23:38 28 Jun 20

We were introduced to Mike in 2011 when we were running a small business and wanted to reduce debt and create wealth. We wanted to create good habits and get advice on better cash flow practices as well as better financial management of our small business. Mike’s cash flow management system changed the way we thought about money, the fortnightly living allowance was a game-changer. He also taught us to think about super as an investment, and having a long term vision on where we going helps us stay focused on the bigger picture. The coaching conversations help us with financial decision quality and we are optimistic about achieving our financial goals with Mike’s help.

Holly Cogle

22:15 14 Apr 20

Mike and his team offer ongoing strategic advice and act as our sounding board for our financial decisions. Through our relationship, we’ve gained more structure around our finances and guidance on how to invest. Mike’s cash flow system made us more mindful about our outgoings which has kept our “she’ll be right” mentality in check. We're looking forward to achieving our milestones together and would highly recommend Mike and Delta if you're looking for a hands-on relationship.

HC NJ

21:47 11 Apr 20

Mike and his team offer ongoing strategic advice and act as our sounding board for our financial decisions, where we’ve gained more structure around our finances and guidance on how to invest. Mike’s cash flow system made us more mindful about how much things cost instead of keeping the “she’ll be right” mentality. We now know what we can spend, and from that are able to achieve what we're aiming for. We are looking forward to achieving our milestones together and would highly recommend Mike and Delta if you are looking for a hands-on relationship.

Kerrie Glass

01:51 09 Mar 20

Having attended a few of Mike's presentations, I found him to be engaging and knowledgeable. He is passionate and "current" in this fast changing world.

Andrew Mitchell

23:08 02 Mar 20

I have been working with Mike for the past 4 years and he has helped myself and many of my clients with their retirement planning and provides an exceptional service.

Jane Orr

23:12 11 Feb 20

I was introduced to Delta Financial Group in 2014 when I was changing employers and felt my super was not being properly managed. I needed expert advice to help me with retirement planning. 6 years later, I feel more comfortable with my super investment strategy and better prepared for retirement. Having a relationship with Mike and his team makes me feel confident I can retire with ease and without any financial stress. Highly recommend his service.

Scott Batchelor

00:21 04 Feb 20

After having our daughter my wife and I decided that, as neither of us are financially minded, it was time to engage with an expert who could help us with our long term financial goals. My experience with financial planners was not great so I was initially hesitant but after our initial discussion with Mike we realised that there is such a thing as a finance savvy person who knows how to speak plain English and doesn’t want to force you down their path of greatest commission! We thought we knew what was important to us but after our initial session Mike was able to change a lot of our thinking simply through his sound knowledge of the industry and introducing new concepts to support our goal of financial freedom. Since then it has been onwards and upwards with Mike and Jess managing us through some major property changes and ensuring all the details were covered. We have a fixed goal which doesn’t come at any cost to our standard of living, it’s more about being a bit wiser and following simple tried and tested plans. We also know that if anything were to happen to us, both ourselves and our daughter are now completely covered financially.Not being part of a large company and having been through the GFC and more recently the major industry regulatory upheavals, in itself shows that Mike and the team are here to stay and focused on their most important asset, us! We’ve recommend Delta Financial to several friends and have no hesitation recommending the team to anyone thinking of taking the next step to financial freedom. Scott and Lisa

Nathan Geller

01:23 08 Jan 20

Great client experience, feel like mike and delta have my best interests at heart and would definitely recommend

Simon Chappell

21:45 12 Dec 19

Before being introduced to Mike by our mortgage broker in 2016, our finances were getting complex, so we decided to seek professional financial advice. We wanted to put a plan in place that would give us a structure for our future. Thanks to Mike, we have been able to do just that, as he has put in a plan to reach our goals while reducing the worry around our future. He has continued to lead us in the right direction, cutting through to what really matters and acting as our own financial fitness coach.

Ian Lyu

20:45 17 Oct 19

I went to Delta Financial Group’s share market event last month and have been to 3 in the last 5 years. The share market events are always informative and give you a good understanding of current market conditions and opportunities. I highly recommend their events if you are interested in the share market and investing.

Protecting Your Most Important Assets

The Cover You Need To Rest Easy

Life insurance

Income protection

Total and permanent disability

Business insurance

What Are The Different Types Of Insurance?

Getting Insurance Through Your Super

Making It Easy To Get The Right Insurance For You

This includes considering the following:

Value For Money

Policy Features

Smooth Claims Process

Contact Info

Opening Hours

Services

Quicklinks

Hot Topics

Speak to an Expert