Mike Sikar Blog | Delta Financial Group | Financial Adviser

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Why do so many investors buy at the top of the market, only to sell at the bottom?

June 5, 2021

So what are some of the behaviours that effect our investing…. Why do people jump on investment bandwagons, even though they know they must run out of steam? These and other questions can be answered by looking at investor behaviours and…

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7 powerful ways to use debt to build wealth

May 1, 2021

In recent years the word ‘debt’ has developed something of a bad name, but the truth is that not all debt is bad – in fact some types of debt can do you a power of good. Going further than…

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When can I afford to retire? How long will my money last?

March 31, 2021

When can I afford to retire? How long will my money last? When consulting with my clients, many of them say they would like to reduce their working hours and pursue their personal interests sooner rather than later. Because they…

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Should I Pay Off The Mortgage Or Top Up My Super

March 18, 2021

Should I pay off my mortgage or top up my super? A lot of people think they should be putting all of their surplus into paying off their family home. But there are definitely benefits to contributing your surplus into…

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Why I’m Big On Personal Development

March 18, 2021

One of the things I value the most is personal development. Throughout your life you are guaranteed to face a variety of circumstances and changing environments. And putting together a personal development plan will help you handle the pressures that…

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What I’ve Learnt Throughout COVID 19

March 18, 2021

Although COVID-19 has posed a lot of different challenges. There have also been some benefits to this new way of life. I personally have experienced a lot of personal satisfaction from being able to eat healthy, work out at home,…

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10 Lessons I’ve Learnt Being In Business

March 18, 2021

Since launching my financial advisory group Delta Financial Group 9 years ago. There’s many lessons I’ve learnt along the way. As a business owner you are faced with so many different challenges that you must overcome. Through this experience, I’ve…

80/20 Principle

March 18, 2021

Today I would like to talk about The Pareto principle, also known as the 80/20 rule. The law states that, for many events, roughly 80% of the effects outcomes or rewards come from 20% of the causes. In reality, it…

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How To Better Manage Your Cash Flow

March 18, 2021

If you want to better manage your cash flow. Use a solid cash flow management system. When I first started out in financial advisory, I was introduced to a simple yet effective cash flow management system which I still use…

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Do you have a tax problem with your Employee Share Scheme?

March 17, 2021

I meet a lot of tech professionals that get stung with a massive tax bill when their US tech shares vest and they don’t know what to do. Most people on an employee share scheme have a 3 or 4…

Rose Duong

06:09 04 Nov 20

“We were initially introduced to Mike by our mortgage broker as we felt we lacked a clear plan for our retirement. We knew we needed an expert adviser as we are experts in our own fields and understand what value that brings. Mike and his team have given us the financial guidance we were looking for, enabling us to live the lifestyle we wanted, while not stressing about the future. I wouldn’t hesitate to recommend Mike and his team to anyone.”

Lauren Johnson

02:22 29 Jun 20

In 2015, I knew I needed to do something and wanted to more sensible with my finances. I wanted to look after my future self and current self and thought getting an expert in the field seemed like a smart thing to do.Fast forward 5 years, I now feel confident with what I’m doing with my money. I trust Mike to give me the right advice and I’m seeing the benefits. I’ve’ been able to accumulate property & investment portfolio and feel confident I am going achieve my goals. Highly recommend his service.

Omar Andrade

23:38 28 Jun 20

We were introduced to Mike in 2011 when we were running a small business and wanted to reduce debt and create wealth. We wanted to create good habits and get advice on better cash flow practices as well as better financial management of our small business. Mike’s cash flow management system changed the way we thought about money, the fortnightly living allowance was a game-changer. He also taught us to think about super as an investment, and having a long term vision on where we going helps us stay focused on the bigger picture. The coaching conversations help us with financial decision quality and we are optimistic about achieving our financial goals with Mike’s help.

Holly Cogle

22:15 14 Apr 20

Mike and his team offer ongoing strategic advice and act as our sounding board for our financial decisions. Through our relationship, we’ve gained more structure around our finances and guidance on how to invest. Mike’s cash flow system made us more mindful about our outgoings which has kept our “she’ll be right” mentality in check. We're looking forward to achieving our milestones together and would highly recommend Mike and Delta if you're looking for a hands-on relationship.

HC NJ

21:47 11 Apr 20

Mike and his team offer ongoing strategic advice and act as our sounding board for our financial decisions, where we’ve gained more structure around our finances and guidance on how to invest. Mike’s cash flow system made us more mindful about how much things cost instead of keeping the “she’ll be right” mentality. We now know what we can spend, and from that are able to achieve what we're aiming for. We are looking forward to achieving our milestones together and would highly recommend Mike and Delta if you are looking for a hands-on relationship.

Kerrie Glass

01:51 09 Mar 20

Having attended a few of Mike's presentations, I found him to be engaging and knowledgeable. He is passionate and "current" in this fast changing world.

Andrew Mitchell

23:08 02 Mar 20

I have been working with Mike for the past 4 years and he has helped myself and many of my clients with their retirement planning and provides an exceptional service.

Jane Orr

23:12 11 Feb 20

I was introduced to Delta Financial Group in 2014 when I was changing employers and felt my super was not being properly managed. I needed expert advice to help me with retirement planning. 6 years later, I feel more comfortable with my super investment strategy and better prepared for retirement. Having a relationship with Mike and his team makes me feel confident I can retire with ease and without any financial stress. Highly recommend his service.

Scott Batchelor

00:21 04 Feb 20

After having our daughter my wife and I decided that, as neither of us are financially minded, it was time to engage with an expert who could help us with our long term financial goals. My experience with financial planners was not great so I was initially hesitant but after our initial discussion with Mike we realised that there is such a thing as a finance savvy person who knows how to speak plain English and doesn’t want to force you down their path of greatest commission! We thought we knew what was important to us but after our initial session Mike was able to change a lot of our thinking simply through his sound knowledge of the industry and introducing new concepts to support our goal of financial freedom. Since then it has been onwards and upwards with Mike and Jess managing us through some major property changes and ensuring all the details were covered. We have a fixed goal which doesn’t come at any cost to our standard of living, it’s more about being a bit wiser and following simple tried and tested plans. We also know that if anything were to happen to us, both ourselves and our daughter are now completely covered financially.Not being part of a large company and having been through the GFC and more recently the major industry regulatory upheavals, in itself shows that Mike and the team are here to stay and focused on their most important asset, us! We’ve recommend Delta Financial to several friends and have no hesitation recommending the team to anyone thinking of taking the next step to financial freedom. Scott and Lisa

Nathan Geller

01:23 08 Jan 20

Great client experience, feel like mike and delta have my best interests at heart and would definitely recommend

Simon Chappell

21:45 12 Dec 19

Before being introduced to Mike by our mortgage broker in 2016, our finances were getting complex, so we decided to seek professional financial advice. We wanted to put a plan in place that would give us a structure for our future. Thanks to Mike, we have been able to do just that, as he has put in a plan to reach our goals while reducing the worry around our future. He has continued to lead us in the right direction, cutting through to what really matters and acting as our own financial fitness coach.

Ian Lyu

20:45 17 Oct 19

I went to Delta Financial Group’s share market event last month and have been to 3 in the last 5 years. The share market events are always informative and give you a good understanding of current market conditions and opportunities. I highly recommend their events if you are interested in the share market and investing.

Mike’s Blogs

Why do so many investors buy at the top of the market, only to sell at the bottom?

7 powerful ways to use debt to build wealth

When can I afford to retire? How long will my money last?

Should I Pay Off The Mortgage Or Top Up My Super

Why I’m Big On Personal Development

What I’ve Learnt Throughout COVID 19

10 Lessons I’ve Learnt Being In Business

80/20 Principle

How To Better Manage Your Cash Flow

Do you have a tax problem with your Employee Share Scheme?

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