- Your current financial strategy
- How to create passive income
- Minimise tax
- Prepare for retirement.
Receive Professional Financial Advice, Discover Your Financial Goals, and Stress Less About Your Financial Future | Book A Free Consultation | Open Monday to Friday 8 am to 5:30 pm | Visit Us At Delta Financial Group Level 11, 22 Market Street Sydney 2000 | Contact us at enquiries@deltafinancial.com.au or 02 9327 4338
Amplify Your Wealth With A Trusted Financial Advisor
Are you feeling overwhelmed by the daunting task of managing your finances? It’s time to break free from the stress and uncertainty. Our team of certified financial planners are here to cut through the noise, understand your goals, and provide a tailored financial strategy to help you achieve financial freedom.
Cost is often a concern when seeking personal financial advice. But would you let a serious illness go untreated due to the expense? Or face legal charges without the expertise of a lawyer? Your finances safeguard your life’s work and deserve the same level of care and attention as any other essential service.
The value of professional financial advice
Professional financial planning advice is necessary for improving your financial health. You can consult a certified financial planner on extensive topics such as practical roll-out strategies for wealth management, personal insurance, tax planning, self-managed super funds, investment management, retirement planning and more. Delta Financial Group planners use a unique financial modelling process that gives you the confidence to move forward with your financial decisions.
The right financial planner understands that everyone’s financial situation is different, and where you sit on the financial spectrum does not determine your potential for financial success. No matter what stage you are at in your financial journey, Delta Financial planning can benefit anyone from young adults accumulating wealth to retirees or individuals managing an inheritance.
Why do I need a financial advisor? Can’t I do it myself?
There are many online tools and financial planning resources available for you to manage your personal finances. What most people lack is the time and discipline to consistently stay up to date with new legislation, regulatory changes, and economic and market developments. With our help, you can entrust your wealth to trained financial advisors who navigate market dynamics daily and anticipate how regulatory changes may affect you. The true value of financial advice is peace of mind and a fulfilling life. Don’t underestimate the value of professional advice, the power of having control over your future and financial independence.
Robo-advisors and ‘finfluencers’
The financial advice industry is filled with simplified finance tips. Investment magazines and subscription services can offer useful information, they’re often written by journalists with a basic understanding of financial concepts, and they miss the full picture. An expert financial advisor has a financial planning diploma, and is trained to consider all legislative and strategic implications, ensuring you receive the best advice possible—and this training is ongoing.
Personalised financial planning with an independent financial advisor
Your financial plan isn’t a one-off, set-and-forget arrangement. Life has many twists and turns, and your plan must be flexible and adapt to your financial position at any point. If you would like to work with a qualified, experienced, and licensed financial planner to achieve your financial goals, give us a call. The right financial advice can guide you to the financial security you desire by setting goals, initiating a financial plan, and maintaining a diversified portfolio.
The best financial advisors in Sydney provide strategic financial advice to help you achieve financial goals by understanding your individual needs and delivering personalised solutions. Our comprehensive financial expertise covers a wide range of services, including investment management, personal insurance, and retirement planning, and wealth management advice ensuring personalised strategies to meet your individual goals.
Strategic financial advice
If you are getting general financial advice, you will only get general results. Expert financial advice from a senior financial planner at Delta Financial Group considers your financial planning objectives and develops strategies for wealth creation that can help you exceed your financial life and goals. Providing strategic financial advice is our speciality. Acheive your financial and life goals today.
What can financial advisors do?
Achieve financial security
Our goal is to help you discover your financial goals, understand your motivations, and develop a plan to achieve them. A trusted financial advisor will ensure you stay on track and hold you accountable every step of the way. By aligning your goals with your personal values, we believe that long-term wealth creation and fulfilment go hand in hand. With proactive financial advice, you can embrace the freedom that comes with achieving financial independence sooner and pursue your passions without worrying about money. A flexible financial plan can also support financial and emotional recovery, helping you adapt to life-changing events and avoid costly mistakes.
Financial stability refers to the capability to manage and bounce back from unexpected financial challenges, ensuring that your financial situation remains steady over time. Financial security requires having a solid financial foundation, where you possess enough resources and a well-thought-out plan to comfortably meet your everyday needs and accomplish your long-term financial goals. A well-structured financial plan can enhance your financial life by connecting financial strategies with personal goals, ensuring both monetary stability and overall life fulfilment.
Key strategies for achieving financial security:
1. Setting goals
This process helps you figure out where you want to go in life. A skilled financial advisor can help you identify your financial goals, put them in order, and understand the steps to make your vision a reality. Knowing your goals and when you want to achieve them makes it clear where to focus your efforts. It also helps you quickly spot distractions that could throw you off track.
2. Getting a financial plan started
A written plan with a clear focus is crucial for reaching your goals. Your financial advisor can offer financial planning objectives aimed at on budgeting and managing debt, aiding you in building wealth without the burden of “bad” debt. Managing appropriate insurance to safeguard your future aspirations is another essential aspect that your planner will handle.
3. Maintaining a diversified portfolio
Each financial advisor is mandated by law to consider a client’s risk tolerance while creating a personalised financial plan and providing investment advice. Diversification is another crucial strategy for risk management. Delta Financial Group are a responsible investment association, ensuring that the financial advice provided and any recommended investments align with your individual needs and risk level. These recommendations adapt to your changing circumstances as you progress through different stages of life. Your personalised investement strategy can pinpoint the right time to buy investment properties or shares.
Your long-term partner for success
To our valued clients, we go beyond being just financial advisors. As dedicated financial planners, we become confidants, coaches, partners—your friends. We genuinely care about your financial decisions and how they impact your family and life. We promise to guide you on a transformative journey, bringing order to your life and helping you fulfil your commitments. We are here to help you make rational decisions, anticipate life changes, and prepare for the future. With our support, you can achieve everything that truly matters to you.
Going it alone is rarely the best choice. Most people lack the background knowledge to make investment decisions that significantly impact their financial future confidently. Keeping up with legislative changes and new investment offers is a burdensome task. Your planner will be there to steer you toward financial independence, ensuring your plan remains relevant and on track with timely financial advice.
Our strategic financial advice helps you make informed financial decisions, focusing on achieving specific goals such as wealth management, retirement planning, and asset protection.
The first step
Taking the first step doesn’t have to be a leap. Financial planning is a manageable process with the right advice. Contact us today to learn what information you need before meeting one of our trusted financial advisors. Starting your journey to a more secure financial future is more achievable than you may think. Unlock your full financial potential today. Let one of our resourceful financial advisors be your trusted guide on the path to a happier, more prosperous future.
Professional Family Case Study
Tony & Mary goal – Retire early and not have to work until 65
- Assets: Family home, Investment property, Super & Inheritance
- Employers: Recruitment & Marketing
- Household Income: $375k plus bonus
- Family: Married with 2 kids
Current Situation
- Know they could be managing their cash flow better
- Keen to upgrade family home and understand how much to spend
- Potential renovations vs optimising their future lifestyle
- Rising education costs
- Paying significant tax as not enough good tax deductible debt
- Underinsured and not sure of the best way to structure them
- Keen to maximise superannuation contribution strategies for tax efficiency
- No estate plan in place
10 year outlook
- Have financial options
- Maintain lifestyle and yearly holidays
- Pay down mortgage
- Not having to stress and worry about affordability and not having to think about money
- Would like to leave a legacy for the kids
- Might need to look after ageing parents
- Would like to be financially independent in 15 years with a retirement income of at least $120,000 per year
How We Helped
Developed a comprehensive financial model of their current situation, further modelling scenarios of different housing expenditure and investment strategies and the impact it would have on their retirement
By discussing their objectives in detail and modelling the future outcomes, Tony and Mary had a clearer understanding of the investment strategy they needed to undertake and a roadmap to get them there
We recommended a debt recycling strategy to accelerate the reduction of their debt on their family home whilst unlocking equity for further investments and tax deductions
Implemented a cash flow management system to reduce unnecessary spending and direct surplus cash flow towards retirement savings
Diversified their investment portfolio by reducing their exposure to a concentrated share portfolio they received from inheritance
Took advantage of the 5 year rule for super contributions to boost their super and reduce their CGT bill from share sales
We analysed their situation, determined their risk needs and recommended a personal protection plan that would best suit their unique preferences
We also referred them to an estate planning specialist to get a testamentary trust in place which is essential for a young family
FAQ about Sydney Financial advisors
What does a financial advisor do?
Financial advisors offer personalised financial guidance, including investment advice, retirement planning and wealth management tailored to individual client goals.
What to look out for when choosing a financial advisor?
Look for advisors with appropriate qualifications, experience, transparent fee structures, and a client-centric approach. Seek referrals, check reviews, and ensure they align with your financial objectives.
What are the typical fees for financial advisors?
Fees vary but commonly include fixed fees or a percentage of assets managed. Clear fee discussions upfront are crucial.
Can a financial advisor help with estate planning?
Yes, many advisors specialise in estate planning, helping clients manage assets, minimise taxes, and ensure the smooth transfer of wealth to beneficiaries.
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