Financial Advice and Insurance Blog Archives

Top Super Strategies to Manage End of Financial Year Tax Stress

May 16, 2022

Want to help boost your retirement savings while potentially saving on tax? Here are five smart super strategies to consider before the end of the financial year. 1. Add to your super – and claim a tax deduction If you…

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Why do so many investors buy at the top of the market, only to sell at the bottom?

May 3, 2022

So what are some of the behaviours that effect our investment strategy…. Why do people jump on investment bandwagons, even though they know they must run out of steam? These and other questions can be answered by looking at investor…

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Step by Step Guide to Debt Recycling & Building Passive Income

April 18, 2022

2 common questions I get asked is how do I pay of the debt on my family home faster and what’s the best way to build wealth and create passive income. Most people have heard of debt recycling, but many…

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When can I afford to retire? How long will my money last?

April 1, 2022

When can I afford to retire? How long will my money last? When consulting with my clients, many of them say they would like to reduce their working hours and pursue their personal interests sooner rather than later. Because they…

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4 Tips To Better Manage Your Employee Share Scheme

March 18, 2022

Employee share schemes can be an excellent way to be remunerated. They are seen as highly motivational and can incentivise performance. However, when talking to professionals involved in employee share schemes, people often seem to complain about significant stress. This…

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How Much Money Will I Need To Retire Comfortably?

March 10, 2022

Being a financial advisor for over a decade now. There is one question I get asked all the time. How much money will I need to retire comfortably? Most people don’t know the right answer and they assume their super…

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Should I Pay Off The Mortgage Or Top Up My Super

January 31, 2022

Should I pay off my mortgage or top up my super? A lot of people think they should be putting all of their surplus into paying off their family home. But there are definitely benefits to contributing your surplus into…

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7 powerful ways to use debt to build wealth

December 1, 2021

In recent years the word ‘debt’ has developed something of a bad name, but the truth is that not all debt is bad – in fact some types of debt can do you a power of good. Going further than…

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Tax Saving Ideas You Might Not Be Aware Of

November 23, 2021

Image Source It’s safe to say that just about everybody dislikes paying taxes, so it’s always to your advantage to discover every tax-saving idea you can come up with. As most of us are likely not tax experts, you’ll want…

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Why It’s Worth it to Get a Financial Adviser

November 23, 2021

Image Source Are financial advisors worth it? That’s a fair enough question and one that may be commonly asked by people who are considering seeking some professional help regarding their finances. When it comes to making the right financial decisions,…

Otto Dargan

2021-09-26

Mike did a presentation for us about the basics of financial planning and building wealth. The quality of information was exceptional and he clearly has a passion for helping people to achieve their goals.

Marie O'Looney

2021-09-24

I met Mike at an event my football club organised back in 2016 and his presentation really resonated with me. My husband and I had recently married at the time and wanted to find the best way to combine and invest our surplus money. We were delighted to follow up and meet Mike who coached us to find our common financial goals and we are very confident of achieving them now. Mike and his team present financial jargon and investing in easy to understand ways and always take time to explain and follow up all our enquiries. We are delighted with Mike, Jess and their team and value their personal approach and service. Marie and Scott

Jim Loz

2021-09-23

I can highly recommend Mike's approach to wealth security and creation. I work in tech and attended one of Mike's seminars. Following on I approached Mike for more formal advice. He is smart, honest and prudent. We feel much more comfortable with our financial future now that we have a plan.

Martin Kennedy

2021-08-17

Before we were introduced to Mike we didn’t have a clear strategy on what we were doing, we had numerous super funds and various insurance policies and didn’t have a consolidated plan between my wife and I. Mike and his team helped us lay the foundation for our super, insurance and investment portfolio and the strategy we put in place has been working for us ever since. Several years down the track we are very comfortable with our strategy and wouldn’t hesitate in recommending anyone meet with Mike to put a plan into place.

Jarrod Walter

2021-08-12

I have been working with Mike and the team for the past 2 years in client service. I have been very fortunate to be a part of Deltas growth and watch how our advice changes peoples lives which has inspired me to want to become a financial adviser. The company has a culture of constant improvement and fine tuning the client experience so we can provide the best possible service for our clients. Our CFO offering has meant that I sit in on many meetings and work with our extensive network of other service providers which has given me the opportunity to learn and understand a number of complex and powerful financial strategies and how they can be applied to improve a clients financial situation. I have felt nothing but support for the growth of my career and could not have asked for a better place to work.

Ryan Lilley

2021-07-26

We were introduced to Mike to help us plan for our future and set ourselves up for a path to early retirement. Mike’s advice has meant we have consistent guidance for future planning whenever changes come up and the results have been consistent for the past 9 years. We are really pleased with how we are tracking towards our goals and know we are in good hands and will continue to use Delta Financial Services to manage our investment portfolio.

Natalie Baldwin

2021-07-06

We have always focused on property and building our business and never thought much about planning for our retirement. During our business restructure our accountant referred us to Mike Sikar as someone who can help us put a financial plan in place. We first came in quite hesitant but after discussing our situation, it immediately took the pressure off. Mike explains financial concepts in a way we understand and now we have direction and targets we previously did not have. Having an expert as a sounding board and providing actual strategic advice has meant we will be able to improve our lifestyle now and in the future as our asset base is doing the heavy lifting. We look forward to working with Mike and his team helping us retire in our dream holiday home.

Raj Srikanth

2021-06-11

Mike was introduced to us by our solicitor as someone who specialises in retirement planning. Previously, our financial planning was very poor due to our lack of knowledge in this space and our hectic workloads which didn’t permit us the time to monitor our financial goals. We were very concerned about our overall lack of wealth maintenance and growth strategies in order for us to retire comfortably. We had been looking for a good financial planner to take care of our financial goals for quite some time. Currently, we are very happy with our super returns based on Mike's strategy and advice and the strategic advice around our cash flow has been excellent in increasing our overall preparation for retirement.

Paul Clarke

2021-03-01

As an accountant and tax adviser I enjoy working together with Mike on solving clients problems and improving their lives. Mike has a very strong investment background and extensive knowledge of employee share schemes important in the tech space which is an asset to any client relationship. I always found the energy and enthusiasm that Mike has contagious and I wouldn’t hesitate in recommending him to anyone.

Rose Duong

2020-11-04

“We were initially introduced to Mike by our mortgage broker as we felt we lacked a clear plan for our retirement. We knew we needed an expert adviser as we are experts in our own fields and understand what value that brings. Mike and his team have given us the financial guidance we were looking for, enabling us to live the lifestyle we wanted, while not stressing about the future. I wouldn’t hesitate to recommend Mike and his team to anyone.”

Blog

Top Super Strategies to Manage End of Financial Year Tax Stress

Why do so many investors buy at the top of the market, only to sell at the bottom?

Step by Step Guide to Debt Recycling & Building Passive Income

When can I afford to retire? How long will my money last?

How Much Money Will I Need To Retire Comfortably?

Should I Pay Off The Mortgage Or Top Up My Super

7 powerful ways to use debt to build wealth

Tax Saving Ideas You Might Not Be Aware Of

Why It’s Worth it to Get a Financial Adviser

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