7 powerful ways to use debt to build wealth
In recent years the word ‘debt’ has developed something of a bad name, but the truth is that not all debt is bad – in fact some types of debt can do you a power of good. Going further than…
When can I afford to retire? How long will my money last?
When can I afford to retire? How long will my money last? When consulting with my clients, many of them say they would like to reduce their working hours and pursue their personal interests sooner rather than later. Because they…
Should I Pay Off The Mortgage Or Top Up My Super
Should I pay off my mortgage or top up my super? A lot of people think they should be putting all of their surplus into paying off their family home. But there are definitely benefits to contributing your surplus into…
Why I’m Big On Personal Development
One of the things I value the most is personal development. Throughout your life you are guaranteed to face a variety of circumstances and changing environments. And putting together a personal development plan will help you handle the pressures that…
What I’ve Learnt Throughout COVID 19
Although COVID-19 has posed a lot of different challenges. There have also been some benefits to this new way of life. I personally have experienced a lot of personal satisfaction from being able to eat healthy, work out at home,…
10 Lessons I’ve Learnt Being In Business
Since launching my financial advisory group Delta Financial Group 9 years ago. There’s many lessons I’ve learnt along the way. As a business owner you are faced with so many different challenges that you must overcome. Through this experience, I’ve…
80/20 Principle
Today I would like to talk about The Pareto principle, also known as the 80/20 rule. The law states that, for many events, roughly 80% of the effects outcomes or rewards come from 20% of the causes. In reality, it…
How To Better Manage Your Cash Flow
If you want to better manage your cash flow. Use a solid cash flow management system. When I first started out in financial advisory, I was introduced to a simple yet effective cash flow management system which I still use…
Do you have a tax problem with your Employee Share Scheme?
I meet a lot of tech professionals that get stung with a massive tax bill when their US tech shares vest and they don’t know what to do. Most people on an employee share scheme have a 3 or 4…
How Much Money Will I Need To Retire Comfortably?
Being a financial advisor for over a decade now. There is one question I get asked all the time. How much money will I need to retire comfortably? Most people don’t know the right answer and they assume their super…
